Bad credit is holding you back from the home, car, and financial freedom you deserve. We dispute inaccurate items, negotiate with creditors, and guide you step by step to a better FICO score.
Our clients improve their scores dramatically — often enough to qualify for a mortgage, car loan, or business credit.
*Results vary per client. Individual results depend on credit history and client commitment to the process.
We combine expert knowledge with personalized service to deliver real, lasting results.
We work with all three primary bureaus — Equifax, Experian, and TransUnion — and secondary bureaus, so your file is clean everywhere it counts.
We send legally crafted dispute letters under the Fair Credit Reporting Act (FCRA) to challenge inaccurate, outdated, and unverifiable items.
Beyond disputes, we coach you on the exact steps to build positive credit history and maximize your FICO score.
Buying a home? We know exactly what lenders look for and tailor our approach to get you mortgage-qualified faster.
Hablamos Español. We proudly serve Florida's Spanish-speaking community with full bilingual support.
Transparent pricing with no hidden fees. Individual plans start at just $84/month — no long-term commitment required.
"I went from a 551 to a 712. I was able to finally qualify for my FHA mortgage. MyGoodFico changed my life!"
"My husband and I both signed up for the couples plan. Best $159 we ever spent. Our scores went up over 80 points each!"
"Hablan español y me explicaron todo muy bien. Subí mi crédito de 490 a 680 en menos de 6 meses. Los recomiendo 100%."